Registered Canadian Money Services Business

Multi-Currency Accounts, Foreign Exchange and Cross-Border Payments

Nova Pay provides multi-currency accounts, foreign exchange and remittance services for businesses and individuals, with virtual currency conversion available as an additional capability.

Registered Canadian MSBRegistered with FINTRAC · MSB No. N300000118
Multi-currency accountsCAD, GBP, EUR and USD
Nova Pay multi-currency and cross-border payment services
Compliance-led onboarding
CAD · GBP · EUR · USD
HOW IT WORKS

Get Started in 3 Steps

01

Apply

Submit your business details and complete KYC/AML verification.

02

Get Activated

Your dedicated relationship manager is assigned and your multi-currency account and virtual IBAN details are activated.

03

Transact

Use the Nova Pay Portal for foreign exchange, cross-border payments and third-party payment services.

Serving Clients Across Our Supported Corridors

Nova Pay’s planned corridors cover Canada, the United Kingdom, the European Union (Germany, the Netherlands and Ireland), the United States and Australia. Additional markets will be added only once they are formally assessed, approved and reflected in our compliance documentation.

World map highlighting Nova Pay’s supported corridors: Canada, the United Kingdom, Germany, the Netherlands, Ireland, the United States and Australia

All-in-One Global
Payments Network

Multi-currency accounts, virtual IBANs and foreign exchange form the core of the Nova Pay network, with stablecoin conversion available as a supporting settlement rail.

Primary service Businesses & individuals Multi-Currency Accounts
& Virtual IBANs
Supporting rail Businesses Crypto Wallet
Multi-Networks
Nova Pay

Nova Pay Network

Multi-Currency Accounts Foreign Exchange Cross-Border Payments & Remittance
Additional capability Virtual currency conversion — on-ramp and off-ramp
Primary service Beneficiaries Local & Global
Bank Accounts
Supporting rail Businesses Stablecoin
Wallets

Who We Work With

The client segments documented in our business plan and compliance risk assessment.

Forex &
Remittance

Money transfer operators and remittance providers settling cross-border payments across our supported corridors.

Cross-Border
Payments

Businesses paying international invoices and suppliers without unnecessary banking delays.

E-Commerce &
Online Retail

Online retailers and marketplaces collecting settlement in CAD, GBP, EUR or USD and paying overseas suppliers.

Wholesale &
Logistics

Wholesalers, distributors and freight operators paying international suppliers and carriers on predictable timelines.

Software
Development

Software firms and development studios invoicing overseas clients and paying distributed contractors.

Professional
Services

Consulting, marketing and design practices billing international clients in their local currency.

Access the Nova Pay Portal

A secure client portal for account access, live pricing and payment execution, made available to approved clients once onboarding is complete.

Registered MSB

Nova Pay Inc. is registered with FINTRAC as a Money Services Business (MSB No. N300000118) and operates an AML/KYC compliance program.

Secure & Compliant

Bank-grade security, encrypted transactions and documented regulatory controls across onboarding and payments.

Supported Corridors

Payments across five corridors — Canada, the United Kingdom, the European Union, the United States and Australia — with local-currency settlement and competitive exchange rates.

Complete Reporting

Transaction tracking, detailed history and export-ready reports for accounting and compliance.

Nova Pay secure global payment infrastructure

Infrastructure Partners

Nova Pay integrates with regulated providers across banking, liquidity and compliance. Individual partners are named publicly only once agreements are formalised.

Financial Infrastructure

  • Regulated banking and e-money partners for multi-currency accounts and virtual IBANs
  • Institutional foreign exchange liquidity across CAD, GBP, EUR and USD
  • Established local and international payment rails for cross-border settlement
  • Regulated digital-asset venues supporting our virtual currency capability

Compliance & Security

  • Independent KYC and KYB identity verification providers
  • Sanctions, PEP and adverse-media screening
  • Ongoing transaction monitoring and blockchain analytics
  • Canadian legal and regulatory counsel
GOT QUESTIONS?

Frequently Asked Questions

For anything else, reach out to our customer support team for assistance.

What is Nova Pay and how does it work?

Nova Pay is a registered Money Services Business (FINTRAC) providing multi-currency accounts, foreign exchange, and cross-border payment services for businesses and individuals, with virtual currency conversion as an additional capability.

Is Nova Pay open for business yet?

Nova Pay Inc. is registered with FINTRAC as a Money Services Business and is preparing for launch. We are not yet processing live client transactions. You are welcome to register your interest now, and we will contact you when onboarding opens.

Who can use Nova Pay?

Nova Pay is designed for approved businesses and individuals in our supported corridors, subject to onboarding, eligibility and compliance checks.

How long does account approval take?

Timing depends on how complete your application is and the KYC/AML checks required for your business. Expected timelines are confirmed with you during onboarding.

How do you calculate exchange rates?

Live pricing is sourced from institutional liquidity providers and presented before execution.

Is Nova Pay regulated?

Nova Pay Inc. is registered with FINTRAC as a Money Services Business (MSB No. N300000118) and applies KYC, AML and transaction-monitoring controls. Registration as an MSB is not an endorsement by FINTRAC and does not extend beyond the activities covered by that registration.

Which countries do you serve?

Our planned corridors are Canada, the United Kingdom, the European Union (Germany, the Netherlands and Ireland), the United States and Australia. Additional markets will only be added once they have been formally assessed and approved under our compliance program.

How long do cross-border payments take?

Timing varies by payment rail, banking cut-off and currency corridor. Your portal displays the latest status.

How long do virtual currency conversions take?

Settlement time depends on the destination bank, local clearing system, network conditions and compliance review requirements.

Which virtual currencies do you support?

Virtual currency conversion is an additional capability alongside our core fiat services. Supported assets include selected stablecoins and may vary by account, jurisdiction and network availability.

Which blockchain networks do you support?

Available networks are shown inside the portal and can vary by asset and transaction type.

My transaction is stuck or delayed. What do I do?

Contact support with the transaction reference so the team can review the payment status and next steps.

Can I cancel a transaction?

Cancellation depends on whether the transaction has already been quoted, approved or executed.

How can I contact support?

Email support@nova-pay.io or speak with your dedicated relationship manager.